Tag Archives: home

Salt Lake City Joins Top Housing Markets as FHA Raises Loan Limits

Paper with words fha loanRealtor.com ranked Utah’s capital as the top 6th housing market in the U.S. for 2018 when the Federal Housing Administration (FHA) plans to increase loan limits in almost every part of the country.

The online property portal listed Salt Lake City among the “hot” markets for homebuyers, based on its National Housing Forecast report. On the other hand, the FHA will implement the new limits on or after Jan. 1, 2018.

Easier Times Ahead

Danielle Hale, Realtor.com chief economist, believes that home buyers in Salt Lake City will find it easier to purchase properties next year. This expected scenario will stem from a bigger housing inventory, which will help in controlling price hikes and moderately hasten home sales, according to the report.

The city’s real estate market also reflects a strong economy, as prices and sales are expected to grow 4.5% in 2018, Hale said. This will exceed the anticipated nationwide average for property price growth at 3.2%, down from around 5.5% this year. Prices in Salt Lake City may be higher than the national average, but an FHA loan lender may help your budget for a home purchase.

Higher Limits

FHA has expanded the coverage of higher loan limits in 2018 to 3,011 counties in the U.S from 2,948 counties this year. Only 223 counties will still have the same limits on borrowed funds.

The agency will raise the ceiling amount in expensive areas to $679,650 from $636,150 in 2017, while the minimum amount will increase from $275,665 to $294,515. The current minimum amount comprises 65% of the national conforming loan limit of $453,100, which applies to counties where 115% of the median home price amounts to less than minimum limit.


Salt Lake City’s housing market will be in-demand next year, which is why home buyers should be ready to compete with rival bidders on property listings by planning their financing strategies.

Why Garage Roller Doors are Great for Your Space

A garage door being installedMore and more business owners nowadays prefer roller doors over the conventional type. Roller doors offer unique advantages to one’s business, one of which is adding efficiency to the workplace. Also, with the increasing number of burglaries and break-ins, business owners in Auckland prefer garage roller doors which provides them with better security and peace of mind. From All Steel Security, an industry expert, let’s find out some of the benefits roller doors offer.

More privacy, light and air control

Lack of privacy can be dangerous sometimes. Burglars will window shop as they walk past a garage to familiarize themselves with what to steal and how. Luckily, roller doors solve this problem by providing a steel barrier in front of your door.

Roller doors are also recommended for garages located in a noisy environment because some are designed to reduce noise up to about 45%, allowing you to work without that much noise.

They also allow you to control the amount of light that enters the garage. You can choose to either darken the room by lowering the shutters down or adjusting them to let the amount of light you are comfortable with. You can also control the air flow into the room. You can choose to allow fresh air to flow through the shutters or block it depending on your preference.

Inconspicuous and secure

Roller doors look inconspicuous, hence giving those who might be thinking to break in a hard time. This way it also provides more security for your space.

They also have a complex coil mechanism that allows them to roll upward while not in use, offering ample space for movement. They also have a neat aesthetic that gives your business a great look whether open or closed.

Roller doors are undoubtedly secure. They may be light in weight but are very strong. They are usually installed either in manual or motorized varieties. Also, they come with a guide rail for installation. Intruders will not be able to see the screws as long as the shutters are in a closed position, denying access since they cannot easily break.

If you are thinking of replacing your door, it is wise to opt for durable material and design like that of the roller door that is guaranteed to serve you for a longer time.

Time to Brighten Up! 3 Effective Ways to Let in the Light in Your Home

White dining roomLooking for possible ideas to transform the dark and dingy areas in your home without emptying your pocket? You need not search any further. All you need is a few design tricks to bring in the lights and life into your home sweet home. If you’re wondering how this is even possible, follow these tips and tricks to find out:

Choose Light & Pastel-Coloured Furnishings

When choosing furniture, always go for lighter or neutral shades. Darker ones tend to deflect and block off light coming through your home, which could obviously make your home looks dimmer. Now, your biggest concern would probably be about keeping them pristine and spotless at all times. The only thing you have to remember when you have light-coloured furnishings is you need to know the proper way of cleaning and polishing them and you’re all good.

Bring in Some Mirrors

Double the amount of light that enters your home by adding mirrors. The idea of hanging some mirrors or using glass and other surfaces provides a reflective effect, which perks up any plain and dark area. Along with that, it makes any room larger than it is because it creates an illusion of space. When buying mirrors from Auckland stores, you may go for items in different forms and shapes. All you need is to make sure that it’ll go along with your home’s overall interior design. This would make the flow in your home go smoothly and pleasing to the eyes.

Keep the Windows Open & Clear

If you have trees and plants that might be cushioning your windows, be sure to cut or trim them routinely. There have been cases where homeowners complained about not getting any hint of sunlight inside, only to find out their garden needs a little bit of cutting and maintenance. As for choosing curtains or draperies, try to go for sheer fabric with lighter tones as they could let in the lights and allows sunlight to pass through inside.

When it comes to achieving brighter and livelier home, you don’t need to resort to renovations or complete makeovers. You just need to understand the basic concept of designing and you’ll go a long way. In home decorating, even the simplest and subtlest changes could make a big difference.

Fixing drain problems

Common Drain Problems that Require Expert Plumbers

Fixing drain problemsWith home ownership comes responsibility. One of the systems in your house that you should ensure is always in good condition is the drainage system. Drainage systems not working correctly can lead to costly damage to your property.

There are many varieties of chemical drain cleaners available in stores in addition to other products that tout themselves as the ideal solutions for drain blockages. A plunger can quickly clear minor drain clogs, but some drain issues might be an indication of a more significant problem.

Here are some drain problems that require professional plumbing attention.

Slow Drains

Never underrate the gravity of a slow drain. Slow drains might point to an improperly graded drainage system, narrowed pipes due to the accumulation of grease and mineral or the early phases of clogs. DIY attempts are ineffective and waste your time and money.

Slow drains can quickly escalate to broken or damaged pipes if you do not pinpoint and repair the problem early.

Several Clogged Drains

If multiple drains in your house are clogged at the same time, the problem might be in the main drain system and not individual drains. Chemical drain cleaners and plungers will naturally not reach into the drain system to get rid of clogs. Left unattended, clogs occurring in multiple drains can cause flooding.

Persistent Foul Odour

If there is a constant sewer odour originating from your drain, it could indicate a significant drainage problem. It might point to the presence of pollutants that have accumulated in the drain or a sewage backup.

A professional plumber can use a sewer camera to diagnose the problem and use the right tools to fix it so you can have a fresh smelling home again.

Among the most serious problems linked to drain blockage is water flooding. Should you notice contaminated water on your floor, call a plumber promptly. A timely intervention will avert environmental damage and negate the need for an expensive major cleanup.

Changes in the House to Prepare for Winter

SkiingFall transitions quickly into winter and before you know it, you’re knee-deep in the snow while getting those last-minute Christmas presents sorted. Now is the perfect time to do specific tasks, before the cold makes them more difficult to accomplish.

Here are changes in the house that you should do now:

Repair Heating Appliances

You will need full use of your furnace and water heater in winter. If you notice they are not working efficiently, it may be time for an inspection. Water heater repair is pretty straightforward with the help of a trusted handyman, so you should call someone like Whipple Service Champions in your local neighborhood in Utah for a quick response. Be careful with furnace repair, as tinkering with it could only make matters worse.

Prepare Your Lawn for Spring

Who wouldn’t want to have a beautiful lawn come springtime? You’ll be the envy of your neighbors if they see an assortment of flowering plants adorning your garden. Sadly, it’s not something you can achieve overnight. Flowers need time to bloom, and grass needs enough nutrients to grow healthy. The soil also needs your attention. Preparations start as early as now, with you making sure the grass doesn’t develop any fungi in winter. It’s also time to fertilize the lawn and remove weeds.

Inspect the Roof and Gutters

Your roof and gutters will be subjected to a heavy load. Snow will accumulate on them and test their strength. You don’t want to be dealing with a collapsed roof due to too much weight. If you notice the gutter sagging, have them replaced before fall is over. You should also check that the roof is not hiding any issues that could affect the house’s insulation in winter.

Couple looking at the house

Elements that Make Utah a Good Place for Your Family

Couple looking at the houseWhen you’re thinking about your family, you’re thinking about something permanent. You don’t want to be moving around with them if it can be helped. This means it’s important to think about where you’ll plant your family’s roots.

Salt Lake City is one place to consider. Here are three things that make this place in Utah a viable option for your family:

Good Mortgage Rates

Rates are variable all around the United States, with some cities being more expensive than others in terms of home purchase. City Creek Mortgage in Salt Lake City gives you the opportunity to own a property with the best mortgage rate your money can afford. They consider your finances, just like everywhere else, but the properties available within your budget are more than adequate for your family’s needs.

Good Business Opportunities

What would you do with a house if you can’t get employed? In Salt Lake City, whether you’re looking for a job or planning to start a business, you have a good place to get your bearings. Salt Lake City has been named one of the places where young professionals thrive, and that means opportunities to be part of a business that’s fun, dynamic, and unique. With an average rent of $840, you’ll comfortably afford to live in Salt Lake City. Just think of how much better your life will be after you finish paying for your own home’s mortgage.

Good Entertainment Options

Utah is a state that’s not just for work. Here, residents play hard, too. For instance, in Salt Lake City, there is the Salt Lake Comic Con that brings together a great number of comic book fans, sharing their interests and talking with some of the best artists in the genre. Other activities are also scheduled throughout the year, giving residents plenty of opportunities to unwind.

Choosing a home is not just about finding the most affordable house. It’s also about looking at what the city has to offer.

3 Essential Considerations when Building a House

Building a HouseAs exciting as the idea of owning a home is, prospective homeowners should exercise care and precautions to avoid the common pitfalls. The article highlights some of the essential elements to consider when building a house.

While creating a custom home is a thrilling experience for the prospective homeowners, you should not let the excitement cloud your judgment. Glazing over important factors during the design and construction period can stick you with a new house that does not suit your lifestyle.

The goal of building a home stretches more than putting a roof over your head, to encompass the ability to create a custom living space. Therefore, you should enlist the help of an expert and work with them during the critical period.

Define Your Needs

After settling on the house design that complements your lifestyle, it is time to determine the amenities to have in the house. Preferably, you should draw up a list with three columns: the must-have items, the really wants, and would-be nice facilities. Such an approach allows you to prioritize and build a home that meets your specific needs without experiencing significant hiccups along the way. It also enables you to define areas in which you would be willing to compromise on.

Understand Your Floor Plan

The floor plan is the road map to a successful home construction. Therefore, the ability of the home to meet your specific needs lies in the correct its proper execution. By studying the plan, you understand the location of the electrical outlets, the laundry room the size and location of the bathroom and other important features of the house. It also allows you to make efficient use of space and account for the flow of traffic around the home.

Define Your Budget

The mortgage remains the most convenient way of financing home construction. As such, you should ensure your credit score is to bolster your chances of qualifying. Use of specialty building technology enables you to create an accurate construction estimate. For instance, by getting building materials in the right quantity, take off construction software allows you to get the budget just right.

While building a custom home is an exciting endeavor, one needs to tread with care to avoid common pitfalls.

Boost Your Home Security in 5 Easy Steps

Home SecurityReduce the chances of theft and robbery within your living space. There are certainly a handful of ways to protect your home from burglars and intruders.

Dtswa.com.au gives some tips on how you can keep your house safe.  

Put Up Decal Decoys

Thieves usually look for an easy target. That’s why it is always good to make your house look well protected inside-out. For this one, you may hang or stick up some security system decals to deter them from entering into your home. Even if you don’t have any system, this will be enough to discourage them from doing anything.

Don’t Let Them Know You’re Away

Letting the world know you’re off to your dream vacation is definitely a tempting thing to do. However, this is not good for your home’s safety and security. So, as much as possible, avoid broadcasting your trip publicly. Besides, you can still post about it once you’ve returned.

Automate Your Home

Use smart lamps, lights, and curtains which allow you to control them even when you’re away. And if you don’t have one, it’s easy to get because most home automation systems are affordable and you can install them yourself. Turn them on at random schedule to make it look like someone’s always home.

Lock Everything

Never let your guard down even if you’re home. Always make it a habit to lock all your doors, gates, and windows. Don’t give them a chance to have any access to your space. And if you think your lock system needs an update, then do so. It is better to be ready than be sorry later on.

Think Like a Burglar

Inspect and check what could be the possible weak points of your area. Try to put yourself in their shoes and study all the possible ways to break into your home. Repair or replace any system in your place whenever necessary. For instance, if your railings need to be fixed, don’t hesitate to find all the fencing supplies you need to repair it.

When it comes to your family’s safety especially inside your home, nothing is too much. Follow these steps to ensure your home is protected from any theft or criminal attacks.

House in Pronvo

Home Building and All the Things You Need to Know about It

House in PronvoAs a soon-to-be homeowner you should know that building a new home starts long before its foundation is poured. To ensure that you’re not committing any costly mistakes during or before the construction process, it is necessary that you answer the following questions to prep you up in your upcoming building project.

How Much Can You Afford?

One of the things you should look at is how much will the project cost you. Regardless of how big or small it may be, new home building will likely cost a lot. That is why you need to consider the option of home loan (mortgage). It is always better to have an approximation of your possible expenses for the project, so you can easily make any adjustments prior to your budget.

Where Do You Want to Build It?

Before you look for possible floor plans and details of your future home, you must first search for a site or land where you want it to be built. This is to help you determine whether the area of your choice is suitable for residential construction or not.

What Plan Will Fit You?

For the design and floor plans of your home, you can simply some stock plans from a home design catalog. To match your needs, you can ask your builder to make the necessary modifications, such as the style of windows, room size, and etc. This is certainly the easiest way to come up with the style that you want. However, if you want something more unique, you can always create your own plan.

Are You Hiring the Right Team?

For a complex project such as this one, you will need to search a team of experts who can design and construct your home professionally. Some of the key players for your project include a concrete cutting professional in Provo like GreenesInc.com, an excavator, a contractor, a surveyor and an architect. Just to make sure you’re hiring the right person for the job, you can check out some reviews and customer feedback about them.

One good way to ensure that your project will become a success is by carefully considering all the factors first before you even start it. You may ask some advice to people who already went through the process and ask for tips to make the planning a lot easier.

What to Consider When Buying Blinds

Going Shopping for Blinds? Consider These Key Factors

What to Consider When Buying BlindsWindows give more than just views of the outside; they also play important roles in keeping your home properly-ventilated and comfortable. With so many functions, it only makes sense to treat your windows right. Installing window coverings, such as blinds, is one of the best things you can do for this important component of your home.

With a wide array of window blinds to choose from, however, how can you make certain you get the best ones for your home? Consider the following factors, and you can have an easier time making the right selection.

What the room needs

Before you begin with installing blinds, think about the functions of the room. Consider the positive and negative aspects of the area you will install the blinds in, so you can have a better idea of the type of window treatment that will work best for it.

Going chic with roller blinds

Roller blinds have a chic, unobtrusive appeal to them, which means they go well with almost any room décor. They also come in a wide range of materials, including block-out, sunscreen, and light-filtering fabrics.

Decorate with roman blinds

For rooms that do not have much space for the larger drapes or curtains, industry professional The Blinds Gallery recommends installing roman blinds. These work great as decorative elements, while still functioning as an ideal light and privacy control. You can easily adjust the amount of light and visibility to and from the inside of the room.

Staying practical with venetian blinds

When you want unobstructed views of your windows, control over light and privacy, numerous colour and design options, as well as ease of maintenance, get your Perth home some venetian blinds.

One of the best things about window furnishings is that you can use them to influence the appearance and ambiance of any room. They provide you with a way to play around with colours, patterns, and textures, giving you numerous opportunities to enhance the overall appeal and ambiance of the room.